New — only from Wells Fargo — yourFirst MortgageSM. A better conventional option for first-time homebuyers.

New — only from Wells Fargo — yourFirst MortgageSM. A better conventional option for first-time homebuyers.

Now there’s a better option for your first-time homebuyers. Contact me to learn about yourFirst MortgageSM and how your buyers can become homeowners with as little as 3% down. And there’s a unique opportunity Buyers can earn a lower interest rate on a fixed-rate loan:1 When they complete homebuyer education, and Their down payment is less than 10% Talk to me about loan amount, type of loan, and property type to ensure eligibility. Simplified, conventional fixed-rate financing No area median income requirements Credit history may come from traditional sources like a credit report, and non-traditional sources like tuition, rent, or utility bill payments Monetary gifts allowed Down payment assistance programs allowed Primary residence, single-family dwelling Even if your buyers aren’t buying their first home,  this program is available to them Mortgage insurance will be required which increases the cost of the loan and will increase your buyers’ monthly payments. Let’s connect  I’m ready to show you how our programs and services, plus my dedication, can help turn more first-time homebuyers into confident homeowners. Sincerely, Matthew Flynn Caya Home Mortgage Consultant NMLSR ID 450671 Wells Fargo Home Mortgage | 1525 West WT Harris Boulevard, MAC: D1109-029 | Charlotte, NC 28262 MAC D1109-029 Tel 904-616-1741 Ext. 00000 matthew.f.caya@wellsfargo.com | www.wfhm.com/matthew-caya 1. Must be a single-family dwelling/unit This is an unsecured email service which is not intended for sending confidential or sensitive information. As a real estate agent, builder, accountant, financial planner or other business contact you may be receiving invitations, product information and various email communications. This is a promotional email. To discontinue receiving promotional emails from Wells Fargo Bank N.A., including Wells Fargo Home Mortgage, please email NoEmailRequest@wellsfargo.com. Wells Fargo & Company Headquarters:  420 Montgomery St.  San Francisco, CA 94104 Online Service Code: TRTI108079 - 05/16 Equal Housing Lender Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2016 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801. CS5133