New! Temporary Payment Reduction Special

	New! Temporary Payment Reduction Special Looking for ways that may help your buyers ease into their monthly mortgage payments? Consider the benefits of our temporary payment reduction option! For example, during a one-year temporary payment reduction, the monthly payments are reduced during the first year of the loan. In year two, the payment amount increases to the full note monthly payment and remains at that amount through the remaining time of the loan. Here’s how the payment differences can benefit the customer:
	1-0 temporary payment reduction comparison — Year 1 vs. Years 2+ Assumes a $320,000 loan amount at a note rate of 4.125%/4.101% APR with buydown and 4.156% APR with no buydown
	Year 1 Monthly P & I payment Years 2+ Monthly P & I payment First year payment difference 1-0 Temporary Payment Reduction $1,371 $1,551 moves to full note monthly payment amount $180 less/month $2,160 less first year Standard Loan with No Payment Reduction $1,551 $1,551 N/A
	Our current pricing special for the 1-0 temporary payment reduction is effective for purchase loans with rates locked February 24 through March 24, 2017! It is available for conforming/conventional, 30-yr fixed-rate loans with LTVs less than or equal to 80%. Interest rate is illustrative and rates change daily. Contact me for current rates. Also available for second homes!
	Contact me today for more information! Matthew Flynn Caya Home Mortgage Consultant NMLSR ID 450671 Wells Fargo Home Mortgage | 1525 West WT Harris Boulevard, MAC: D1109-029 | Charlotte, NC 28262 MAC D1109-029 Tel 904-616-1741 Ext. 00000 matthew.f.caya@wellsfargo.com | www.wfhm.com/matthew-caya

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